Now, you can pay for anything #easierWithGAJA
One finance app for all your transactions — fast, secure, and trusted.
GAJA is licensed by Bank Indonesia with License No. 23/575/DKSP/Srt/B
GAJA is a member of ASPI (Asosiasi Sistem Pembayaran Indonesia)
GAJA is ISO 27001 certified for its Information Security Management System
GAJA is registered with the Ministry of Communication and Digital Affairs of the Republic of Indonesia (Komdigi)
Upgrade Your Account Simply!
You only need to prepare your ID card and, snap! your account is instantly upgraded to a premium account with more rewarding features!
High-Level Security System
The security of your account and transactions is guaranteed with a PIN code and OTP system.
100% Balance Guarantee!
Your balance suddenly disappeared just like your ex's feelings. Don't worry! Gaja will ensure your balance stays safe and is returned if it disappears without cause.
Easy Payment via QRIS
No need to carry a wallet anymore. Just install GAJA and use it for any payment via QRIS scan provided by merchants.
One App for All Your Payments
From dining at restaurants to paying bills and buying credit — do it all easily with Gaja.
Pay for any food and drinks at your favorite restaurant easily via QRIS.
Pay electricity and BPJS bills directly without hassle through the Gaja app.
Out of data? The Gaja app to the rescue! Buy credit or data packages, even postpaid, all through the Gaja app.
Get the Best Promos This Week from Gaja's Merchant Partners!
Buy Credit, Token, Pay Bills with GAJA
Pay all your bills and digital needs more easily and affordably with GAJA.
New Year Special! Buy Credit with GAJA Cashback 50%
Get up to 50% cashback on every credit purchase using the GAJA app.
Top Up GAJA Balance More Easily with BCA Virtual Account
Top up your GAJA balance anytime and anywhere via BCA Virtual Account quickly and securely.
30% Off Dining at GAJA Partner Restaurants
Enjoy special discounts dining at hundreds of partner restaurants when you pay with GAJA.
Free Shipping When You Shop with GAJA
Shop your daily needs with no delivery fee for transactions using GAJA.
25% Cashback on Electricity & Water Bills
Pay your monthly bills more affordably with up to 25% cashback via the GAJA app.
Our Merchant Partners
Frequently Asked Questions
Find quick answers to common questions about the Gaja app. If you can't find what you're looking for, our team is ready to help.
Download the GAJA app from the Google Play Store or App Store. Open the app, tap "Register", enter your active mobile number, verify the OTP code sent via SMS, then complete your personal details (name, national ID number, date of birth). Your Basic GAJA account is immediately activated and ready to use.
GAJA balance can be topped up via: bank Virtual Accounts (BCA, Mandiri, BNI, BRI), inter-bank transfers, convenience stores (Alfamart, Indomaret), and mobile banking. The balance is credited in real-time once the payment is confirmed.
QRIS payments at merchants are free for users. Fees may apply for certain services such as transfers to other bank accounts or PPOB product purchases. Fee information is always displayed transparently before you confirm a transaction.
Open the GAJA app, tap the "Pay" button or the QR scan icon on the home screen. Point your camera at the merchant's QRIS code. Enter the payment amount if required, review the transaction summary, then confirm with your GAJA PIN. Payment is completed in seconds.
GAJA is supervised by Bank Indonesia and uses industry-standard encryption (TLS/SSL) to protect transaction data. Every transaction is secured by a 6-digit PIN, and OTP verification is available for additional protection. Real-time notifications are sent to your registered number for every account activity.
On the login page or Profile menu, select "Forgot PIN". Enter your registered mobile number, verify the OTP code sent via SMS, then create a new 6-digit PIN. Make sure your new PIN is easy to remember but not easy for others to guess.
What Those Who Already Trust Gaja Say
One Stop EDC makes payment processing easier and faster
Keke Kusiati
Marketing Head, Departement Store
EDC Gaja simplifies transactions. Customers can pay via QRIS from various apps
Ike Novia Riska
Store Manager PAUL
GPay has improved payment services for MAP merchants and enabled digitalization
Verina Setiawan
Finance Manager Foodhall
Using Gaja has significantly increased efficiency and reduced operational complexity for both our company and customers
Surya Adiputra
GM Operations Starbucks Indonesia
I use Gaja all the time to buy phone credit and electricity tokens. It helps a lot because the process is so fast.
Amalia
Business owner
Paying for snacks with QRIS in the Gaja app means I don't need to carry cash anywhere.
Citra
Private Employee